xSTIK

1. Nature of Services

xSTIK is a decentralized NFT ecosystem built on the XRP Ledger. All information provided on our website, platform, or through our social channels is for informational purposes only and does not constitute financial, investment, legal, or tax advice. xSTIK is not a registered investment advisor or broker-dealer.

2. Risk Disclosure

By using xSTIK, you acknowledge and accept the following risks:

• Volatility: Digital assets, including NFTs and tokens on the XRPL, are subject to extreme market volatility. Prices can fluctuate significantly; you may lose the entire value of your assets.
• No Guarantee: xSTIK does not guarantee any specific profit, yield, or outcome from holding NFTs, tokens, or participating in events.
• Technical Risk: You assume all risks associated with blockchain technology, including smart contract vulnerabilities, network congestion, wallet errors, or protocol failures on the XRP Ledger.

3. “As Is” Basis & Limitation of Liability

The xSTIK website and all associated services are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, expressed or implied.

• No Liability: To the maximum extent permitted by law, xSTIK, its founders, and team members shall not be liable for any direct, indirect, or consequential damages — including loss of funds or NFTs — arising from your use of the platform.
• User Responsibility: You are solely responsible for the security of your private keys and wallet recovery phrases. xSTIK cannot recover lost, stolen, or inaccessible assets.

4. Information We Collect

We collect information to provide and improve our services:

• Personal Data: Name or email address if voluntarily provided via contact forms or social channels.
• Wallet Information: Your public blockchain wallet address when connected to our platform.
• Usage Data: IP address, browser type, and interactions with our website.

5. How We Use Your Information

• To provide and maintain our website and services.
• To process transactions and monitor platform usage.
• To detect and prevent fraudulent or malicious activity.
• To comply with applicable legal obligations.

6. Sharing & Security

• No Sale of Data: We do not sell, trade, or rent your personal information to third parties.
• Public Ledger: Transactions on the XRP Ledger are public and permanent. We cannot delete data recorded on-chain.
• Security: We implement administrative and technical measures to protect your data, but no internet transmission is 100% secure.

7. Cookies & Third Parties

• Cookies & Local Storage: We may use cookies or Local Storage to enhance your experience, such as remembering your connected wallet session.
• Third-Party Links: xSTIK links to external platforms including marketplaces, DEXs, and social channels. We are not responsible for their privacy practices.

8. Children’s Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from minors. If we become aware of such data, we will delete it promptly.

9. Changes to These Terms

We may update this document periodically. Changes will be reflected by updating the “Last Updated” date at the top of this page.

10. Contact Us

For questions regarding these Terms or our Privacy practices, please reach out through our official social channels on X, Telegram, or YouTube.